Cardio with Schwinn

I literally can’t find any reviews on the 245. The 250 has got good reviews other than the mediocre speakers and fan. I don’t know if this is a good deal as walmart has it for 399 as
“Schwinn 250 Recumbent Exercise Bike with Bonus Puzzle Mat” and I know I can return it there. Any thoughts out there?

425 elliptical says it has a 90 day warranty. Is this only for certain parts or the whole assembly? The manufacturer has this:

Warranty Frame: 5 yrs / Parts & Electronics: 1 yr / Wear Parts & Labor: 90 days