May as well spend extra and get a board that can use ddr5 ram and upgrade to the newer cpu’s. Yeah you have savings but the opportunity cost (yes, that’s made up, kind of like list price) is more expensive. For the next upgrades, like ddr5 which is already here and which this board can’t use, the cost to achieve that is a whole new board. Whereas when you buy a board that can take on new features- you don’t have to buy a whole new board. Your cost is upfront and much less than a whole new board.