I like the idea of using the shirts color as the main background color- less ink and better shirt! But the distressing as white is really distracting. I would change that layer to black and everything would fade much better into the shirt. My two cents as I have struggled with this on many designs. Cheers.
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After working on my design for 5+ hours, just realized we had the exact same idea! 
Thanks for the input @kg07. My goal was to give the shirt a pulp cover/poster feel, but you’re right that I may have gone a bit overboard. The design looks blank near the bottom right without any textures so I thought the white distress may help to offset it.
Here’s a few zoomed shots to show off the texture/coloring and yes, these are all separate color layers.
